{"id":178,"date":"2020-02-14T08:24:30","date_gmt":"2020-02-14T08:24:30","guid":{"rendered":"https:\/\/www.athena.ee\/?page_id=178"},"modified":"2020-02-14T08:24:33","modified_gmt":"2020-02-14T08:24:33","slug":"vaikelaenud","status":"publish","type":"page","link":"https:\/\/www.athena.ee\/et\/vaikelaenud\/","title":{"rendered":"V\u00e4ikelaenud"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n

Iga inimene kogeb elus olukordi, kus raha vajatakse mitte kiiresti, vaid lihtsalt katastroofiliselt kiiresti. Sel juhul v\u00f5ib aidata kiirlaenude v\u00e4ljastamine ja v\u00e4ljamaksmine s\u00f5na otseses m\u00f5ttes 1 tunni jooksul. Kuid need pole ka puudusteta, millest \u00fcks on madalaim maksimaalne laenusumma. Paljud laenuasutused on valmis kiirlaenu osana v\u00e4lja andma ainult 1000 eurot ja vaid v\u00e4hesed ettev\u00f5tted ulatuvad kuni 3000 euroni.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n
Laen<\/th>\nSumma<\/th>\n <\/th>\nT\u00e4htaeg<\/th>\n%<\/th>\n<\/tr>\n<\/thead>\n
TFBank.ee<\/strong> <\/a><\/td>\n500-10000\u20ac<\/td>\nMa tahan laenu \u00bb<\/a><\/td>\n12-84 kuud<\/td>\nalates 9,9%<\/strong><\/td>\n<\/tr>\n
Bigbank.ee<\/strong> <\/a><\/td>\n500-15000\u20ac<\/td>\nMa tahan laenu \u00bb<\/a><\/td>\n12\u201372 kuud<\/td>\nalates 9,9%<\/strong><\/td>\n<\/tr>\n
Cooppank.ee<\/strong> <\/a><\/td>\n300-15000\u20ac<\/td>\nMa tahan laenu \u00bb<\/a><\/td>\n6-72 kuud<\/td>\nalates 12,9%<\/strong><\/td>\n<\/tr>\n
\u00dchisraha.ee<\/strong> <\/a><\/td>\n500-5000\u20ac<\/td>\nMa tahan laenu \u00bb<\/a><\/td>\n3- 36 kuud<\/td>\nalates 12,5%<\/strong><\/td>\n<\/tr>\n
Inbank.ee<\/strong> <\/a><\/td>\n300-10000\u20ac<\/td>\nMa tahan laenu \u00bb<\/a><\/td>\n6-72 kuud<\/td>\nalates 12,9%<\/strong><\/td>\n<\/tr>\n
Laen.ee<\/strong> <\/a><\/td>\n500-7500\u20ac<\/td>\nMa tahan laenu \u00bb<\/a><\/td>\n3-60 kuud<\/td>\nalates 20%<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n

Ja kust saada \u00fclej\u00e4\u00e4nud summa? Sellele k\u00fcsimusele annab vastuse v\u00e4ikelaen Eestis, t\u00e4nu millele saate juba sama tunni jooksul oma kontole saada 10 000 euro suuruse summa ning sissetuleku t\u00f5endit, kolmanda osapoole garantiid ega tagatist pole vaja esitada. Laenu saate taotleda peaaegu k\u00f5igis krediidifirmades, kuid parem on seda teha rohkem tuntud ettev\u00f5tetes, kuna nende laenutingimused on alati selged ja v\u00f5imalikult l\u00e4bipaistvad. Ebaausate krediidikontorite varjatud tasude ja muude vahendite esimesel kuul maksmisel ei saa te teada.<\/p>\n\n\n\n

Millised organisatsioonid peaksid v\u00e4ikelaenu saama?<\/h2>\n\n\n\n

Seal on 3 turuliidrit, kelle poole saate alati p\u00f6\u00f6rduda – BigBank.ee, TFBank.ee ja Inbank.ee. Nad pakuvad v\u00e4ikelaenu v\u00e4ljastamist j\u00e4rgmistel tingimustel:<\/p>\n\n\n\n

  1. BigBanki laenusumma – 500 kuni 10 000 eurot, laenuperiood – 12-60 kuud. Laenuintress – alates 9,9% aastas<\/li>
  2. TFBanki laenusumma – 500 – 8500 eurot. Laenu tingimused – 12 kuni 84 kuud, intressim\u00e4\u00e4r – 18,1% kuni 54,5%<\/li>
  3. Inbanki laenusumma – kuni 10 000 eurot, intressim\u00e4\u00e4r – 12,9% aastas, tingimused – 6 kuni 60 kuud<\/li><\/ol>\n\n\n\n

    Igal b\u00f6rsil noteeritud ettev\u00f5ttel on suurep\u00e4rane maine, ta v\u00f5tab klientide laenutaotlused kiiresti vastu ja krediteerib kliendi jaoks mugaval viisil kiiresti kontole raha.<\/p>\n\n\n\n

    Aga miks just v\u00e4ikelaen?<\/h2>\n\n\n\n

    T\u00e4na saavad k\u00f5ik raha vajavad p\u00f6\u00f6rduda \u00fche krediidifirma poole ja saada \u00fche tarbimislaenu. Miks eelistavad paljud inimesed v\u00e4ikelaene? Sellel on p\u00f5hjused:<\/p>\n\n\n\n

    1. Suur laenusumma. Erinevalt kiirlaenudest ei ole v\u00e4ikelaenude laenusumma piiratud 1-3 tuhande euroga, millest sageli ei piisa k\u00f5igi \u00fclesannete ja plaanide t\u00e4itmiseks. Kui laenuv\u00f5tja sissetulek on piisav ja samal ajal on tal hea krediidiajalugu, saavad ettev\u00f5tted kokku leppida kuni 10 000 euro suuruse laenusumma.<\/li>
    2. Eesti v\u00e4ikelaen ilma kasumiaruandeta<\/a>. V\u00e4ikelaenu taotlemiseks ei pea te kasumiaruannet tellima, sest paljud krediidifirmad seda ei n\u00f5ua. See on v\u00e4ga mugav ega p\u00f5hjusta t\u00e4iendavat ajakadu, mis t\u00e4hendab, et laenuv\u00f5tja saab oma raha veelgi kiiremini pangakontole.<\/li>
    3. Minimaalsed dokumendid. Nagu iga teinegi tarbimislaen, ei t\u00e4henda v\u00e4ikelaen laenuandjale paljude dokumentide esitamist. Piisab esmase tuvastamise ajal passi esitamisest ja laenutaotluse saab ise v\u00e4lja anda veebis.<\/li>
    4. Laenutingimusi v\u00f5rreldakse soodsalt kiirlaenude sarnaste tingimustega. V\u00e4ikelaene antakse pikemaks ajaks ja see annab laenuv\u00f5tjatele t\u00e4iendavaid eeliseid. Kuna krediidikoormus on sel juhul v\u00e4iksem, saab laenuv\u00f5tja kokku leppida suure laenusumma ja kuumakseid on palju lihtsam tagasi maksta.<\/li><\/ol>\n\n\n\n

      Lisaks on v\u00e4ikelaenude intressim\u00e4\u00e4r pisut madalam kui kiirlaenude<\/a> intressim\u00e4\u00e4r. V\u00e4ikelaenu saate kiirelt Interneti kaudu, kuid kui kasutate krediidiorganisatsiooni teenuseid esimest korda, peate l\u00e4bima kohustusliku isikut t\u00f5endava dokumendi.<\/p>\n","protected":false},"excerpt":{"rendered":"

      Iga inimene kogeb elus olukordi, kus raha vajatakse mitte kiiresti, vaid lihtsalt katastroofiliselt kiiresti. Sel juhul v\u00f5ib aidata kiirlaenude v\u00e4ljastamine ja v\u00e4ljamaksmine s\u00f5na otseses m\u00f5ttes 1 tunni jooksul. Kuid need pole ka puudusteta, millest \u00fcks on madalaim maksimaalne laenusumma. Paljud laenuasutused on valmis kiirlaenu osana v\u00e4lja andma ainult 1000 eurot ja vaid v\u00e4hesed ettev\u00f5tted ulatuvad […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-178","page","type-page","status-publish","hentry"],"yoast_head":"\nV\u00e4ikelaen ilma kasumiaruandeta kuni 10 000 eurot<\/title>\n<meta name=\"description\" content=\"V\u00e4ikelaen \u00fches tuntud ettev\u00f5ttes on suurep\u00e4rane v\u00f5imalus laenu saamiseks kulutamata palju aega avalduse t\u00e4itmisele ja kokkuleppele.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.athena.ee\/et\/vaikelaenud\/\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" 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