{"id":227,"date":"2020-02-17T17:10:49","date_gmt":"2020-02-17T17:10:49","guid":{"rendered":"https:\/\/www.athena.ee\/?p=227"},"modified":"2020-02-20T15:46:17","modified_gmt":"2020-02-20T15:46:17","slug":"cooppank-ee","status":"publish","type":"post","link":"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/cooppank-ee\/","title":{"rendered":"Cooppank.ee"},"content":{"rendered":"\n
\"\"<\/figure><\/div>\n\n\n\n

Praeguseks pole k\u00f5ik pangad valmis andma Eestis laenu summas 15 000 eurot, ilma et oleks vaja mingit tagatist v\u00f5i k\u00e4endajat n\u00f5uda. M\u00f5ni v\u00f5ib isegi olla \u00f5nnelik, kui saab kinnisvaraga tagatud laenu, kuid t\u00f5en\u00e4olisemalt teevad nad koost\u00f6\u00f6d Cooppank.ee-ga. Ettev\u00f5te pakub laene ilma kasumiaruandeta ja muude tavade, n\u00e4iteks k\u00e4enduseta.<\/p>\n\n\n\n

Lihtne ja selge laenude firmalt Cooppank.ee<\/h2>\n\n\n\n

Te ei pea eeldama, et peate oma unistuse unustama, sest Eestis antakse minilaene vahemikus 300 kuni 15 000 tuhat eurot perioodiks 6-72 kuud, s\u00f5ltuvalt tagasimaksev\u00f5imalusest.<\/p>\n\n\n\n

Saidil lihtsa ja mugava kalkulaatori k\u00e4ttesaadavuse kaudu saab iga laenuv\u00f5tja h\u00f5lpsalt v\u00e4lja arvutada laenu kuumakse suuruse, valides endale sobivaima v\u00f5imaluse, et tulevikus v\u00f5lga mugavalt tagasi maksta.<\/p>\n\n\n\n

Laenu saab Eestis taotleda mitmel viisil<\/strong>, nimelt:<\/p>\n\n\n\n

  1. Interneti kaudu. See valik on k\u00f5ige mugavam ja kiireim.<\/li>
  2. Tulge lepingu allkirjastamiseks organisatsiooni harukontorisse.<\/li><\/ol>\n\n\n\n

    Vastus vasakul oleval taotlusel antakse inimesele m\u00f5ne minuti jooksul, mis s\u00e4\u00e4stab oluliselt aega. Kui see kinnitatakse, peate allkirjastama lepingu. Seda protseduuri saab teha ID-kaardi v\u00f5i Mobiil-ID abil. Sel juhul tuleb lepingu s\u00f5lmimiseks tasuda kohustuslik summa 2% v\u00f5etud laenust, kuid see ei saa olla v\u00e4iksem kui 35 eurot. Samuti debiteeritakse iga kuu lepingu haldamise eest 1,5 eurot. Tagatisraha on sel juhul t\u00e4ielikult v\u00e4listatud.<\/p>\n\n\n\n

    Cooppank on laenuv\u00f5tjatele esitatavate n\u00f5uete osas \u00fcks lojaalsemaid ettev\u00f5tteid. V\u00f5imalik, et te ei saa 18-aastaselt laenu taotleda, kuid kindlasti on teil v\u00f5imalus v\u00f5tta v\u00e4ikelaen<\/a> Eestis, kui olete juba 21. Isik peab olema riigi kodanik v\u00f5i omama alalist elamisluba elamisloaga, samuti t\u00f6\u00f6tama. stabiilse sissetulekuga, mis pole alla 280 euro kuus.<\/p>\n\n\n\n

    Pole kahtlust, et maksimaalse laenusumma jaoks sellist sissetulekut ei piisa, kuid \u00e4rge heitke meelt, sest Cooppank otsib alati kompromissi, et m\u00f5lemad pooled oleksid rahul. N\u00e4iteks kiirlaenu<\/a> saamiseks Eestis v\u00f5ib organisatsioon esitada ettepaneku pikemaks makseperioodiks, mille korral kuumakse summa on palju v\u00e4iksem. Ja seal v\u00f5ib olla ka v\u00f5imalus laenu v\u00e4hendada. Valikud osutavad alati.<\/p>\n\n\n\n

    Lisaks v\u00f5ib ettev\u00f5te n\u00f5uda pangast laenuv\u00f5tja konto v\u00e4ljav\u00f5tet viimase kuue kuu kohta, seega peate selleks olema valmis. Selline dokument vormistatakse Internetipanga abiga \u00fcsna lihtsalt ja kiiresti. Avaldus tuleb saata j\u00e4rgmisel postiaadressil finants@cooppank.ee<\/a>.<\/p>\n\n\n\n

    Lihtsaim viis Internetti kasutamiseks, see v\u00f5tab vaid paar minutit. Kui see valik teile ei sobi, on teil paberkandjal lepingu allkirjastamiseks lubatud p\u00f6\u00f6rduda ettev\u00f5tte filiaali poole, kuid sel juhul peab kliendil olema kaasas ID-kaart v\u00f5i isikut t\u00f5endav dokument.<\/p>\n\n\n\n

    Taotlege laenu<\/a><\/h2>\n\n\n\n

    Laenuv\u00f5la tasumise erip\u00e4ra<\/h2>\n\n\n\n

    Cooppankas kiirlaenu taotlemisel on v\u00e4ga lihtne v\u00f5lga tasuda. Teilt n\u00f5utakse vaid pangaga (kus konto on avatud) lepingu s\u00f5lmimist raha automaatseks debiteerimiseks, sellisel juhul on maksmine mugavam. Tulevikus on vaja vaid seda, et kaardil oleks raha edukaks tasumiseks. \u00dclej\u00e4\u00e4nud tehakse juba ilma teie osaluseta.<\/p>\n\n\n\n

    V\u00f5la ennet\u00e4htaegse tagastamise v\u00f5imaluse eest ei v\u00f5ta organisatsioon erinevalt teistest teenustasusid. Vaja on vaid krediidiametisse asjakohase avalduse esitamine. Kui Coop Panga harukontoriga \u00fchendust ei ole v\u00f5imalik saada, pole see probleem, sest alati on v\u00f5imalus saata e-kiri sellele postkasti finants@cooppank.ee<\/a>.<\/p>\n\n\n\n

    Lisaks pakub Cooppank laenuv\u00f5tjatele v\u00f5imaluse maksekuup\u00e4eva ise kohandada, kandes selle \u00fcle 5., 10., 15., 20. p\u00e4evale, see teenus on tasuline ja selle eest v\u00f5etakse 15 eurot, peate k\u00f5igi punktide t\u00e4psustamiseks eelnevalt \u00fchendust v\u00f5tma ka ettev\u00f5tte esindajaga. Meeldivaks boonuseks on selline teenus nagu palgaline puhkus, see kehtib neile, kes pole p\u00e4rast lepingu allkirjastamist \u00fchegi makse eest tasunud. Seda tehakse klientide ja kontori vahelise koost\u00f6\u00f6 mugavuse huvides, kuna iga\u00fcks v\u00f5ib sattuda etten\u00e4gematusse olukorda ja Cooppanki t\u00f6\u00f6tajad saavad sellest suurep\u00e4raselt aru.<\/p>\n\n\n\n

    Sellise puhkuse kestus s\u00f5ltub kliendi v\u00f5imalustest ja tema otsestest vajadustest. L\u00f5pliku otsuse sel juhul teevad organisatsiooni t\u00f6\u00f6tajad.<\/p>\n\n\n\n

    Kuid v\u00e4ikelaenu maksetingimuste rikkumine on Eestis v\u00e4ga heidutatud, kuna laenuv\u00f5tja riskib oma maksemaine, mis on kantud registrisse, t\u00f5sist rikkumist, isegi mitte arvestades sellega, et selle eest v\u00f5etakse trahve. Lisaks peab inimene tasuma teatise, makse suurus on 5 eurot. Kui v\u00f5la tagasimaksmine on v\u00f5imatu, on k\u00f5ige m\u00f5istlikum p\u00f6\u00f6rduda organisatsiooni filiaali poole, t\u00f6\u00f6tajad aitavad meeleldi seda probleemi m\u00f5lemale osapoolele sobival viisil lahendada.<\/p>\n\n\n\n

    Juhul, kui Eestis pole kiirlaenud ilma sissetulekuteklaratsioonita mitte just see, mida vajate, huvitab teid t\u00f5en\u00e4oliselt j\u00e4rgmine – lisaks laenudele on lubatud autolaenu saamise v\u00f5imalus, reisimine, remondit\u00f6\u00f6d. Seda k\u00f5ike laenusaaja jaoks soodsatel tingimustel.<\/p>\n\n\n\n

    Taotlege laenu<\/a><\/h2>\n","protected":false},"excerpt":{"rendered":"

    Praeguseks pole k\u00f5ik pangad valmis andma Eestis laenu summas 15 000 eurot, ilma et oleks vaja mingit tagatist v\u00f5i k\u00e4endajat n\u00f5uda. M\u00f5ni v\u00f5ib isegi olla \u00f5nnelik, kui saab kinnisvaraga tagatud laenu, kuid t\u00f5en\u00e4olisemalt teevad nad koost\u00f6\u00f6d Cooppank.ee-ga. Ettev\u00f5te pakub laene ilma kasumiaruandeta ja muude tavade, n\u00e4iteks k\u00e4enduseta. Lihtne ja selge laenude firmalt Cooppank.ee Te ei […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-227","post","type-post","status-publish","format-standard","hentry","category-vaikelaenud"],"yoast_head":"\nCooppank.ee Eesti v\u00e4ikelaenud soodsatel tingimustel<\/title>\n<meta name=\"description\" content=\"K\u00f5ik vajavad m\u00f5nikord raha erinevateks vajadusteks, kuid k\u00fcsimus on selles, kust saada neid soodsatel tingimustel? Vastus on lihtne! Cooppank pakub kliendi jaoks Eestis kiirlaenu korraldamist paindlikel tingimustel; t\u00f6\u00f6tajad teevad alati m\u00f5lemale poolele kasulikke pakkumisi.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/cooppank-ee\/\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cooppank.ee Eesti v\u00e4ikelaenud soodsatel tingimustel\" \/>\n<meta property=\"og:description\" content=\"K\u00f5ik vajavad m\u00f5nikord raha erinevateks vajadusteks, kuid k\u00fcsimus on selles, kust saada neid soodsatel tingimustel? Vastus on lihtne! 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