{"id":241,"date":"2020-02-18T10:25:59","date_gmt":"2020-02-18T10:25:59","guid":{"rendered":"https:\/\/www.athena.ee\/?p=241"},"modified":"2020-02-20T15:43:29","modified_gmt":"2020-02-20T15:43:29","slug":"tfbank","status":"publish","type":"post","link":"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/","title":{"rendered":"TFbank"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.athena.ee\/wp-content\/uploads\/2020\/02\/\u0411\u0435\u0437-\u043d\u0430\u0437\u0432\u0430\u043d\u0438\u044f-1.png\" alt=\"\" class=\"wp-image-242\" width=\"247\" height=\"51\" srcset=\"https:\/\/www.athena.ee\/wp-content\/uploads\/2020\/02\/\u0411\u0435\u0437-\u043d\u0430\u0437\u0432\u0430\u043d\u0438\u044f-1.png 493w, https:\/\/www.athena.ee\/wp-content\/uploads\/2020\/02\/\u0411\u0435\u0437-\u043d\u0430\u0437\u0432\u0430\u043d\u0438\u044f-1-300x62.png 300w\" sizes=\"auto, (max-width: 247px) 100vw, 247px\" \/><\/figure><\/div>\n\n\n\n<p>Vaatamata asjaolule, et laenud Eestis ilma sissetuleku avalduseta koguvad pidevalt populaarsust, pole paljud organisatsioonid valmis laenuv\u00f5tjatele suuri summasid andma. Reeglina on 5000 eurot v\u00f5imaliku laenu \u00fclemm\u00e4\u00e4r, millele peaksite arvestama. Kahjuks sellest rahast sageli ei piisa. Sel juhul peate kiirlaenu saamiseks otsima teise krediidifirma. Muidugi ei saa seda m\u00f5istlikuks toiminguks nimetada, eriti arvestades asjaolu, et Eestis on TFbankist nii soodsaid pakkumisi.<\/p>\n\n\n\n<p>Eesti <a href=\"https:\/\/www.athena.ee\/et\/vaikelaenud\/\">v\u00e4ikelaene<\/a> iseloomustab suur rahasumma, millele inimene saab loota, pikem laenuaeg v\u00f5rreldes muude kolmandate organisatsioonide pakkumistega, aga ka asjatu vara pakkumine tagatisena. Saadud raha kasutamist ei kontrollita, teisis\u00f5nu v\u00f5ite seda kulutada soovitud viisil. \u00dcks suurimaid eeliseid on arveldusarve vahetamise vajaduse puudumine, sest Eestis on v\u00f5imalik kiirlaenu maksta \u00fcksk\u00f5ik millise panga interneti kaudu. See funktsioon on v\u00e4ga praktiline ega n\u00f5ua kliendilt t\u00e4iendavaid pingutusi ega ajakulu.<\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\"><a href=\"https:\/\/golaen.info\/LVSLyX\">Taotlege laenu<\/a><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\">Laenamise tingimused ja tunnused TFbankis<\/h2>\n\n\n\n<p>Summa, millele iga klient v\u00f5ib loota, on vahemikus 500\u20131000 tuhat eurot ja laenuaeg 12\u201384 kuud. Kuu, nagu enamiku Eesti <a href=\"https:\/\/www.athena.ee\/et\/\">kiirlaenude<\/a> puhul, pole siin m\u00f5te. Samuti tasub lisada, et klient saab sellise v\u00f5la tasumisel v\u00f5la alati tasuda enne t\u00e4htaega.<\/p>\n\n\n\n<p>\u00dcks laenu saamise tingimusi Eestis on vajadus maksta kord kuus v\u00e4hemalt 5% kogusummast, kuid mitte v\u00e4hem kui 75 eurot. Lisaks on TFbanki teenustasu 2,90 eurot. Makse t\u00e4htp\u00e4eva saabumisel teatatakse sellest kliendile kirjalikult, millelt v\u00f5etakse ka tasu 4,15 eurot.<\/p>\n\n\n\n<p><strong>Kas lepingu muutmine on lubatud? <\/strong>Jah, ettev\u00f5te pakub sellise v\u00f5imaluse, kuid see makstakse inimesele ja see n\u00f5uab 50 eurot. Laenu kasutamise eest regulaarselt makstava makse ligikaudse arvutuse saab teha ettev\u00f5tte ametlikul veebisaidil, valides kaks parameetrit, nimelt selle tagasimaksmise summa ja tingimused. Arvutused teostab arvuti automaatselt.<\/p>\n\n\n\n<p>Eesti inimesed ei v\u00e4ljasta kinnisvaraga tagatud laene, kuna TFbank on rohkem keskendunud mikrokrediteerimisele, mis ei taga tagatisi ega tagatisi. P\u00f5hir\u00f5hk on paberimajanduse minimeerimisel ja h\u00fcljatud rakenduse \u00fcle otsustamise kiirusel. Need punktid panid p\u00f5hir\u00f5hu.<\/p>\n\n\n\n<p>Lisaks on ettev\u00f5te oma klientide vastu aus. Ehkki nad keskenduvad tingimuste l\u00e4bipaistvusele ja varjatud tasude puudumisele, pakuvad nad samal ajal laenuv\u00f5tjatele vahetult enne lepingu allkirjastamist tingimuste v\u00f5rdlust teiste ettev\u00f5tetega.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kuidas laenu taotleda?<\/h2>\n\n\n\n<p>Kiirlaenutaotluse j\u00e4tmine Eestis ilma kasumiaruandeta pole keeruline, peate t\u00e4itma veebisaidil esitatud k\u00fcsimustiku ja ootama eelotsust (see ilmub ekraanile). Peate esitama ka v\u00e4ljav\u00f5tte pangast viimase poolaasta kohta ja juhul, kui k\u00f5ik on korras, allkirjastage leping digitaalselt (digitaalallkirjaga) v\u00f5i paberkandjal. Lisaks peate l\u00e4bima tuvastamise, see protseduur on \u00fchekordne.<\/p>\n\n\n\n<p><strong>Kas Eestis on v\u00f5imalik laenu v\u00f5tta alates 18. eluaastast?<\/strong> Muidugi, jah, m\u00f5ned ettev\u00f5tted saavad selles vanuses inimestele laene anda, kuid TFbank pole \u00fcks neist. Ettev\u00f5te lubas laenu anda alles 22st kahest aastast, mitte mingil muul viisil. Kliendile seatakse ka j\u00e4rgmised n\u00f5uded:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Kas teil on kodakondsus v\u00f5i elamisluba koos alalise elamisloaga.<\/li><li>Teil ei ole registris probleeme maksetega.<\/li><li>Pangakonto seal raha krediteerimiseks.<\/li><\/ol>\n\n\n\n<p>Rahasumma kantakse kliendi kontole 1-2 p\u00e4eva jooksul alates lepingu s\u00f5lmimisest. Laen makstakse tagasi annuiteedi alusel v\u00f5rdsete osamaksetena.<\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\"><a href=\"https:\/\/golaen.info\/LVSLyX\">Taotlege laenu<\/a><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\">L\u00fchidalt TFbanki korraldusest<\/h2>\n\n\n\n<p>TFbank on oma turul kogenud m\u00e4ngija. Ettev\u00f5te tegutseb alates 1987. aastast, osutades oma teenuseid edukalt. Rootsis registreeritud, osutab oma teenuseid samades riikides nagu Rootsi, Soome, Eesti, Norra ja Poola. Vahetult enne laenu v\u00e4ljastamist laenuv\u00f5tjale anal\u00fc\u00fcsib tema organisatsioon \u00fcksikasjalikult tema taotlust, hinnates kliendi v\u00f5la tagasimaksmise v\u00f5imalust. See on v\u00e4ga oluline, kuna organisatsioon seisab vastutustundliku laenamise eest.<\/p>\n\n\n\n<p>Juhul, kui summa \u00fcletab laenusaaja v\u00f5imekust, ei keeldu TFBank inimesest, vaid pakub selle tagasimaksmiseks v\u00e4hem olulise summa v\u00f5i pikema t\u00e4htaja. Ettev\u00f5tte peamine eesm\u00e4rk on pakkuda paindlikke laene ilma raskusteta, mida saab probleemideta tagastada, et parandada oma krediidiajalugu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vaatamata asjaolule, et laenud Eestis ilma sissetuleku avalduseta koguvad pidevalt populaarsust, pole paljud organisatsioonid valmis laenuv\u00f5tjatele suuri summasid andma. Reeglina on 5000 eurot v\u00f5imaliku laenu \u00fclemm\u00e4\u00e4r, millele peaksite arvestama. Kahjuks sellest rahast sageli ei piisa. Sel juhul peate kiirlaenu saamiseks otsima teise krediidifirma. Muidugi ei saa seda m\u00f5istlikuks toiminguks nimetada, eriti arvestades asjaolu, et Eestis [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-241","post","type-post","status-publish","format-standard","hentry","category-vaikelaenud"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>TFbank v\u00e4ikelaenud Eestis ilma kasumiaruandeta<\/title>\n<meta name=\"description\" content=\"T\u00e4naseks on minilaenud Eestis \u00fcha enam populaarsust kogumas. \u00dcks paljudest selliseid teenuseid pakkuvatest ettev\u00f5tetest on TFbank, kuid erinevalt konkurentidest on intressim\u00e4\u00e4r palju madalam ja laenutingimused palju k\u00f5rgemad, mis teeb koost\u00f6\u00f6st m\u00f5lemale poolele kasuliku.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TFbank v\u00e4ikelaenud Eestis ilma kasumiaruandeta\" \/>\n<meta property=\"og:description\" content=\"T\u00e4naseks on minilaenud Eestis \u00fcha enam populaarsust kogumas. \u00dcks paljudest selliseid teenuseid pakkuvatest ettev\u00f5tetest on TFbank, kuid erinevalt konkurentidest on intressim\u00e4\u00e4r palju madalam ja laenutingimused palju k\u00f5rgemad, mis teeb koost\u00f6\u00f6st m\u00f5lemale poolele kasuliku.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/\" \/>\n<meta property=\"og:site_name\" content=\"Athena Laenud\" \/>\n<meta property=\"article:published_time\" content=\"2020-02-18T10:25:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-02-20T15:43:29+00:00\" \/>\n<meta name=\"author\" content=\"laenud\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"laenud\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/\"},\"author\":{\"name\":\"laenud\",\"@id\":\"https:\/\/www.athena.ee\/#\/schema\/person\/2b5bcda6e072b301d12f044ad79d9067\"},\"headline\":\"TFbank\",\"datePublished\":\"2020-02-18T10:25:59+00:00\",\"dateModified\":\"2020-02-20T15:43:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/\"},\"wordCount\":600,\"articleSection\":[\"V\u00e4ikelaenud\"],\"inLanguage\":\"et\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/\",\"url\":\"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/\",\"name\":\"TFbank v\u00e4ikelaenud Eestis ilma kasumiaruandeta\",\"isPartOf\":{\"@id\":\"https:\/\/www.athena.ee\/#website\"},\"datePublished\":\"2020-02-18T10:25:59+00:00\",\"dateModified\":\"2020-02-20T15:43:29+00:00\",\"author\":{\"@id\":\"https:\/\/www.athena.ee\/#\/schema\/person\/2b5bcda6e072b301d12f044ad79d9067\"},\"description\":\"T\u00e4naseks on minilaenud Eestis \u00fcha enam populaarsust kogumas. \u00dcks paljudest selliseid teenuseid pakkuvatest ettev\u00f5tetest on TFbank, kuid erinevalt konkurentidest on intressim\u00e4\u00e4r palju madalam ja laenutingimused palju k\u00f5rgemad, mis teeb koost\u00f6\u00f6st m\u00f5lemale poolele kasuliku.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/#breadcrumb\"},\"inLanguage\":\"et\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.athena.ee\/et\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"TFbank\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.athena.ee\/#website\",\"url\":\"https:\/\/www.athena.ee\/\",\"name\":\"Athena Laenud\",\"description\":\"\u041a\u0440\u0435\u0434\u0438\u0442\u044b \u0432 \u042d\u0441\u0442\u043e\u043d\u0438\u0438\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.athena.ee\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"et\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.athena.ee\/#\/schema\/person\/2b5bcda6e072b301d12f044ad79d9067\",\"name\":\"laenud\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"et\",\"@id\":\"https:\/\/www.athena.ee\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/8b706baf05650875f0d6243448940a6b7e5c93dee250ef3f7ab404e336d148ca?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/8b706baf05650875f0d6243448940a6b7e5c93dee250ef3f7ab404e336d148ca?s=96&d=mm&r=g\",\"caption\":\"laenud\"},\"url\":\"https:\/\/www.athena.ee\/et\/author\/laenud\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"TFbank v\u00e4ikelaenud Eestis ilma kasumiaruandeta","description":"T\u00e4naseks on minilaenud Eestis \u00fcha enam populaarsust kogumas. \u00dcks paljudest selliseid teenuseid pakkuvatest ettev\u00f5tetest on TFbank, kuid erinevalt konkurentidest on intressim\u00e4\u00e4r palju madalam ja laenutingimused palju k\u00f5rgemad, mis teeb koost\u00f6\u00f6st m\u00f5lemale poolele kasuliku.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/","og_locale":"et_EE","og_type":"article","og_title":"TFbank v\u00e4ikelaenud Eestis ilma kasumiaruandeta","og_description":"T\u00e4naseks on minilaenud Eestis \u00fcha enam populaarsust kogumas. \u00dcks paljudest selliseid teenuseid pakkuvatest ettev\u00f5tetest on TFbank, kuid erinevalt konkurentidest on intressim\u00e4\u00e4r palju madalam ja laenutingimused palju k\u00f5rgemad, mis teeb koost\u00f6\u00f6st m\u00f5lemale poolele kasuliku.","og_url":"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/","og_site_name":"Athena Laenud","article_published_time":"2020-02-18T10:25:59+00:00","article_modified_time":"2020-02-20T15:43:29+00:00","author":"laenud","twitter_card":"summary_large_image","twitter_misc":{"Written by":"laenud","Est. reading time":"3 minutit"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/#article","isPartOf":{"@id":"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/"},"author":{"name":"laenud","@id":"https:\/\/www.athena.ee\/#\/schema\/person\/2b5bcda6e072b301d12f044ad79d9067"},"headline":"TFbank","datePublished":"2020-02-18T10:25:59+00:00","dateModified":"2020-02-20T15:43:29+00:00","mainEntityOfPage":{"@id":"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/"},"wordCount":600,"articleSection":["V\u00e4ikelaenud"],"inLanguage":"et"},{"@type":"WebPage","@id":"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/","url":"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/","name":"TFbank v\u00e4ikelaenud Eestis ilma kasumiaruandeta","isPartOf":{"@id":"https:\/\/www.athena.ee\/#website"},"datePublished":"2020-02-18T10:25:59+00:00","dateModified":"2020-02-20T15:43:29+00:00","author":{"@id":"https:\/\/www.athena.ee\/#\/schema\/person\/2b5bcda6e072b301d12f044ad79d9067"},"description":"T\u00e4naseks on minilaenud Eestis \u00fcha enam populaarsust kogumas. \u00dcks paljudest selliseid teenuseid pakkuvatest ettev\u00f5tetest on TFbank, kuid erinevalt konkurentidest on intressim\u00e4\u00e4r palju madalam ja laenutingimused palju k\u00f5rgemad, mis teeb koost\u00f6\u00f6st m\u00f5lemale poolele kasuliku.","breadcrumb":{"@id":"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/#breadcrumb"},"inLanguage":"et","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.athena.ee\/et\/laenud-eestis\/vaikelaenud\/tfbank\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.athena.ee\/et\/"},{"@type":"ListItem","position":2,"name":"TFbank"}]},{"@type":"WebSite","@id":"https:\/\/www.athena.ee\/#website","url":"https:\/\/www.athena.ee\/","name":"Athena Laenud","description":"\u041a\u0440\u0435\u0434\u0438\u0442\u044b \u0432 \u042d\u0441\u0442\u043e\u043d\u0438\u0438","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.athena.ee\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"et"},{"@type":"Person","@id":"https:\/\/www.athena.ee\/#\/schema\/person\/2b5bcda6e072b301d12f044ad79d9067","name":"laenud","image":{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/www.athena.ee\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/8b706baf05650875f0d6243448940a6b7e5c93dee250ef3f7ab404e336d148ca?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8b706baf05650875f0d6243448940a6b7e5c93dee250ef3f7ab404e336d148ca?s=96&d=mm&r=g","caption":"laenud"},"url":"https:\/\/www.athena.ee\/et\/author\/laenud\/"}]}},"_links":{"self":[{"href":"https:\/\/www.athena.ee\/et\/wp-json\/wp\/v2\/posts\/241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.athena.ee\/et\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.athena.ee\/et\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.athena.ee\/et\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.athena.ee\/et\/wp-json\/wp\/v2\/comments?post=241"}],"version-history":[{"count":1,"href":"https:\/\/www.athena.ee\/et\/wp-json\/wp\/v2\/posts\/241\/revisions"}],"predecessor-version":[{"id":244,"href":"https:\/\/www.athena.ee\/et\/wp-json\/wp\/v2\/posts\/241\/revisions\/244"}],"wp:attachment":[{"href":"https:\/\/www.athena.ee\/et\/wp-json\/wp\/v2\/media?parent=241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.athena.ee\/et\/wp-json\/wp\/v2\/categories?post=241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.athena.ee\/et\/wp-json\/wp\/v2\/tags?post=241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}